Call reports 2012
CITY BANK — 2012
What CITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,015,454,000 | 1,957,519,000 | 1,982,922,000 | 2,023,250,000 |
| Total loans | 1,367,899,000 | 1,416,320,000 | 1,423,775,000 | 1,345,662,000 |
| Allowance for loan losses | 28,878,000 | 32,911,000 | 32,015,000 | 31,356,000 |
| Securities available for sale | 106,032,000 | 106,990,000 | 82,530,000 | 101,572,000 |
| Securities held to maturity | 78,386,000 | 83,723,000 | 88,525,000 | 96,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,772,719,000 | 1,726,517,000 | 1,729,080,000 | 1,773,549,000 |
| Interest-bearing deposits | 1,493,184,000 | 1,448,707,000 | 1,460,140,000 | 1,484,748,000 |
| Noninterest-bearing deposits | 279,535,000 | 277,810,000 | 268,940,000 | 288,801,000 |
| Equity capital | 184,533,000 | 190,532,000 | 196,017,000 | 200,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 20,213,000 | 41,230,000 | 62,795,000 | 83,569,000 |
| Interest expense | 3,321,000 | 6,358,000 | 9,334,000 | 12,092,000 |
| Net interest income | 16,892,000 | 34,872,000 | 53,461,000 | 71,477,000 |
| Noninterest income | 7,569,000 | 17,200,000 | 26,144,000 | 34,436,000 |
| Noninterest expense | 17,868,000 | 35,782,000 | 54,264,000 | 72,224,000 |
| Provision for loan losses | 4,315,000 | 8,665,000 | 13,055,000 | 17,415,000 |
| Pretax income | 2,341,000 | 7,688,000 | 12,750,000 | 16,741,000 |
| Income tax | 60,000 | 105,000 | 142,000 | 179,000 |
| Net income | 2,281,000 | 7,583,000 | 12,608,000 | 16,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,647,000 | 190,949,000 | 195,975,000 | 199,929,000 |
| Total capital | 203,251,000 | 209,063,000 | 214,123,000 | 217,676,000 |
| Risk-weighted assets | 1,396,832,000 | 1,434,157,000 | 1,437,758,000 | 1,406,037,000 |