Call reports 2011
CITY BANK — 2011
What CITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,997,457,000 | 1,942,703,000 | 1,999,923,000 | 2,020,141,000 |
| Total loans | 1,440,492,000 | 1,446,998,000 | 1,416,319,000 | 1,396,130,000 |
| Allowance for loan losses | 29,219,000 | 28,101,000 | 24,809,000 | 27,706,000 |
| Securities available for sale | 20,127,000 | 20,133,000 | 72,006,000 | 102,384,000 |
| Securities held to maturity | 52,910,000 | 63,653,000 | 71,777,000 | 77,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,733,222,000 | 1,704,803,000 | 1,752,385,000 | 1,776,077,000 |
| Interest-bearing deposits | 1,498,181,000 | 1,452,271,000 | 1,482,957,000 | 1,506,545,000 |
| Noninterest-bearing deposits | 235,041,000 | 252,532,000 | 269,428,000 | 269,532,000 |
| Equity capital | 175,021,000 | 185,493,000 | 186,480,000 | 183,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 20,964,000 | 41,601,000 | 63,369,000 | 83,672,000 |
| Interest expense | 5,442,000 | 10,379,000 | 14,608,000 | 18,290,000 |
| Net interest income | 15,522,000 | 31,222,000 | 48,761,000 | 65,382,000 |
| Noninterest income | 6,893,000 | 15,207,000 | 23,393,000 | 27,003,000 |
| Noninterest expense | 17,850,000 | 34,812,000 | 52,158,000 | 70,197,000 |
| Provision for loan losses | 2,885,000 | 9,415,000 | 16,708,000 | 21,803,000 |
| Pretax income | 1,680,000 | 2,202,000 | 3,288,000 | 385,000 |
| Income tax | 102,000 | 153,000 | 200,000 | 246,000 |
| Net income | 1,578,000 | 2,049,000 | 3,088,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,806,000 | 185,277,000 | 186,316,000 | 183,367,000 |
| Total capital | 192,528,000 | 203,415,000 | 204,360,000 | 201,128,000 |
| Risk-weighted assets | 1,405,312,000 | 1,440,911,000 | 1,436,563,000 | 1,410,771,000 |