Call reports 2010
CITY BANK — 2010
What CITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,031,263,000 | 1,977,353,000 | 1,959,414,000 | 1,928,441,000 |
| Total loans | 1,511,366,000 | 1,554,225,000 | 1,589,829,000 | 1,488,752,000 |
| Allowance for loan losses | 26,316,000 | 26,618,000 | 24,454,000 | 33,337,000 |
| Securities available for sale | 14,507,000 | 14,135,000 | 7,802,000 | 21,141,000 |
| Securities held to maturity | 7,075,000 | 27,846,000 | 30,699,000 | 33,836,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,749,243,000 | 1,714,548,000 | 1,693,921,000 | 1,670,186,000 |
| Interest-bearing deposits | 1,543,548,000 | 1,502,399,000 | 1,482,360,000 | 1,449,663,000 |
| Noninterest-bearing deposits | 205,695,000 | 212,149,000 | 211,561,000 | 220,523,000 |
| Equity capital | 183,578,000 | 190,312,000 | 189,857,000 | 173,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 21,851,000 | 44,357,000 | 67,766,000 | 90,308,000 |
| Interest expense | 7,422,000 | 14,008,000 | 20,425,000 | 26,339,000 |
| Net interest income | 14,429,000 | 30,349,000 | 47,341,000 | 63,969,000 |
| Noninterest income | 7,513,000 | 16,533,000 | 24,940,000 | 34,758,000 |
| Noninterest expense | 18,021,000 | 36,162,000 | 54,944,000 | 82,882,000 |
| Provision for loan losses | 3,480,000 | 6,470,000 | 13,545,000 | 28,330,000 |
| Pretax income | 441,000 | 4,250,000 | 3,792,000 | -12,485,000 |
| Income tax | 60,000 | 101,000 | 132,000 | 163,000 |
| Net income | 381,000 | 4,149,000 | 3,660,000 | -12,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,741,000 | 183,509,000 | 183,020,000 | 173,228,000 |
| Total capital | 195,665,000 | 203,017,000 | 202,757,000 | 191,571,000 |
| Risk-weighted assets | 1,505,849,000 | 1,552,846,000 | 1,573,434,000 | 1,452,222,000 |