Call reports 2009
CITY BANK — 2009
What CITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,835,562,000 | 1,815,361,000 | 1,890,709,000 | 2,042,946,000 |
| Total loans | 1,643,837,000 | 1,656,269,000 | 1,643,388,000 | 1,567,014,000 |
| Allowance for loan losses | 16,701,000 | 17,524,000 | 19,111,000 | 25,517,000 |
| Securities available for sale | 14,566,000 | 13,232,000 | 11,519,000 | 11,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,510,984,000 | 1,464,563,000 | 1,592,150,000 | 1,743,726,000 |
| Interest-bearing deposits | 1,317,795,000 | 1,268,373,000 | 1,396,924,000 | 1,532,141,000 |
| Noninterest-bearing deposits | 193,189,000 | 196,190,000 | 195,226,000 | 211,585,000 |
| Equity capital | 180,883,000 | 193,448,000 | 191,766,000 | 191,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 25,820,000 | 49,067,000 | 73,632,000 | 97,389,000 |
| Interest expense | 7,011,000 | 14,246,000 | 21,966,000 | 30,240,000 |
| Net interest income | 18,809,000 | 34,821,000 | 51,666,000 | 67,149,000 |
| Noninterest income | 6,833,000 | 17,700,000 | 26,613,000 | 35,238,000 |
| Noninterest expense | 19,727,000 | 37,423,000 | 57,495,000 | 76,825,000 |
| Provision for loan losses | 2,370,000 | 8,105,000 | 11,604,000 | 20,614,000 |
| Pretax income | 3,545,000 | 6,993,000 | 9,180,000 | 4,948,000 |
| Income tax | 90,000 | 182,000 | 266,000 | 344,000 |
| Net income | 3,455,000 | 6,811,000 | 8,914,000 | 4,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,944,000 | 186,567,000 | 184,820,000 | 184,260,000 |
| Total capital | 190,645,000 | 204,091,000 | 211,431,000 | 203,927,000 |
| Risk-weighted assets | 1,699,652,000 | 1,681,425,000 | 1,669,718,000 | 1,566,773,000 |