Call reports 2008
CITY BANK — 2008
What CITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,548,119,000 | 1,774,541,000 | 1,867,361,000 | 1,862,835,000 |
| Total loans | 1,419,846,000 | 1,624,034,000 | 1,709,764,000 | 1,695,936,000 |
| Allowance for loan losses | 13,423,000 | 14,395,000 | 16,573,000 | 18,089,000 |
| Securities available for sale | 18,177,000 | 16,362,000 | 15,624,000 | 15,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,182,901,000 | 1,250,092,000 | 1,347,435,000 | 1,505,650,000 |
| Interest-bearing deposits | 987,626,000 | 1,056,907,000 | 1,153,749,000 | 1,289,808,000 |
| Noninterest-bearing deposits | 195,275,000 | 193,185,000 | 193,686,000 | 215,842,000 |
| Equity capital | 145,810,000 | 168,096,000 | 173,542,000 | 180,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 26,013,000 | 52,829,000 | 81,426,000 | 108,689,000 |
| Interest expense | 9,750,000 | 18,394,000 | 27,819,000 | 35,858,000 |
| Net interest income | 16,263,000 | 34,435,000 | 53,607,000 | 72,831,000 |
| Noninterest income | 6,849,000 | 15,427,000 | 24,021,000 | 41,765,000 |
| Noninterest expense | 17,747,000 | 36,929,000 | 54,809,000 | 72,949,000 |
| Provision for loan losses | 1,550,000 | 4,050,000 | 8,465,000 | 18,281,000 |
| Pretax income | 3,815,000 | 8,883,000 | 14,354,000 | 23,366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,815,000 | 8,883,000 | 14,354,000 | 23,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,739,000 | 161,107,000 | 166,577,000 | 173,490,000 |
| Total capital | 152,162,000 | 175,502,000 | 183,150,000 | 191,579,000 |
| Risk-weighted assets | 1,514,967,000 | 1,695,886,000 | 1,755,905,000 | 1,769,883,000 |