Call reports 2007
CITY BANK — 2007
What CITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,241,363,000 | 1,337,613,000 | 1,417,488,000 | 1,492,991,000 |
| Total loans | 1,098,936,000 | 1,190,147,000 | 1,282,805,000 | 1,333,289,000 |
| Allowance for loan losses | 10,866,000 | 11,987,000 | 12,942,000 | 12,280,000 |
| Securities available for sale | 22,590,000 | 22,131,000 | 19,021,000 | 18,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 997,471,000 | 1,122,087,000 | 1,090,170,000 | 1,159,364,000 |
| Interest-bearing deposits | 834,482,000 | 934,632,000 | 911,399,000 | 957,107,000 |
| Noninterest-bearing deposits | 162,989,000 | 187,455,000 | 178,771,000 | 202,257,000 |
| Equity capital | 119,589,000 | 128,436,000 | 133,661,000 | 139,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 24,236,000 | 50,867,000 | 78,817,000 | 106,650,000 |
| Interest expense | 10,120,000 | 21,163,000 | 32,987,000 | 44,810,000 |
| Net interest income | 14,116,000 | 29,704,000 | 45,830,000 | 61,840,000 |
| Noninterest income | 5,228,000 | 12,410,000 | 19,608,000 | 26,050,000 |
| Noninterest expense | 13,819,000 | 29,741,000 | 45,515,000 | 59,855,000 |
| Provision for loan losses | 975,000 | 2,200,000 | 4,600,000 | 7,150,000 |
| Pretax income | 4,550,000 | 10,173,000 | 15,323,000 | 20,885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,550,000 | 10,173,000 | 15,323,000 | 20,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,563,000 | 121,562,000 | 126,712,000 | 132,273,000 |
| Total capital | 123,429,000 | 133,549,000 | 139,654,000 | 144,553,000 |
| Risk-weighted assets | 1,221,882,000 | 1,302,383,000 | 1,378,941,000 | 1,432,606,000 |