Call reports 2006
CITY BANK — 2006
What CITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,035,003,000 | 1,094,222,000 | 1,186,424,000 | 1,255,307,000 |
| Total loans | 867,946,000 | 955,862,000 | 1,062,897,000 | 1,103,166,000 |
| Allowance for loan losses | 9,153,000 | 9,398,000 | 9,851,000 | 10,599,000 |
| Securities available for sale | 25,033,000 | 24,871,000 | 24,984,000 | 24,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 804,898,000 | 927,512,000 | 923,559,000 | 953,415,000 |
| Interest-bearing deposits | 629,422,000 | 757,060,000 | 765,746,000 | 783,370,000 |
| Noninterest-bearing deposits | 175,476,000 | 170,452,000 | 157,813,000 | 170,045,000 |
| Equity capital | 104,605,000 | 110,892,000 | 115,298,000 | 119,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 18,094,000 | 37,705,000 | 60,393,000 | 84,649,000 |
| Interest expense | 6,613,000 | 13,991,000 | 23,301,000 | 33,587,000 |
| Net interest income | 11,481,000 | 23,714,000 | 37,092,000 | 51,062,000 |
| Noninterest income | 4,970,000 | 11,406,000 | 17,242,000 | 23,595,000 |
| Noninterest expense | 11,860,000 | 25,137,000 | 38,641,000 | 52,222,000 |
| Provision for loan losses | 1,050,000 | 2,000,000 | 3,300,000 | 4,725,000 |
| Pretax income | 3,541,000 | 7,983,000 | 12,393,000 | 17,710,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,541,000 | 7,983,000 | 12,393,000 | 17,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,344,000 | 103,787,000 | 108,197,000 | 112,513,000 |
| Total capital | 106,497,000 | 113,185,000 | 118,048,000 | 123,112,000 |
| Risk-weighted assets | 957,564,000 | 1,058,174,000 | 1,147,688,000 | 1,206,748,000 |