Call reports 2005
CITY BANK — 2005
What CITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 905,726,000 | 926,744,000 | 972,845,000 | 998,987,000 |
| Total loans | 693,645,000 | 769,895,000 | 852,173,000 | 858,561,000 |
| Allowance for loan losses | 7,098,000 | 7,251,000 | 7,804,000 | 8,645,000 |
| Securities available for sale | 28,076,000 | 27,047,000 | 25,923,000 | 25,636,000 |
| Securities held to maturity | 140,000 | 140,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 724,646,000 | 793,294,000 | 783,687,000 | 805,386,000 |
| Interest-bearing deposits | 659,119,000 | 713,079,000 | 717,033,000 | 614,175,000 |
| Noninterest-bearing deposits | 65,527,000 | 80,215,000 | 66,654,000 | 191,211,000 |
| Equity capital | 91,772,000 | 94,818,000 | 97,859,000 | 101,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,751,000 | 26,660,000 | 42,265,000 | 59,444,000 |
| Interest expense | 3,968,000 | 8,370,000 | 13,569,000 | 19,703,000 |
| Net interest income | 8,783,000 | 18,290,000 | 28,696,000 | 39,741,000 |
| Noninterest income | 4,315,000 | 8,900,000 | 15,069,000 | 20,278,000 |
| Noninterest expense | 9,503,000 | 19,480,000 | 31,619,000 | 42,443,000 |
| Provision for loan losses | 979,000 | 2,029,000 | 3,389,000 | 5,189,000 |
| Pretax income | 2,616,000 | 5,681,000 | 8,757,000 | 12,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,616,000 | 5,681,000 | 8,757,000 | 12,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,032,000 | 87,097,000 | 90,173,000 | 93,803,000 |
| Total capital | 91,130,000 | 94,348,000 | 97,977,000 | 102,448,000 |
| Risk-weighted assets | 778,223,000 | 837,128,000 | 903,009,000 | 915,835,000 |