Call reports 2002
CITY BANK — 2002
What CITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 451,023,000 | 509,938,000 | 570,203,000 | 595,236,000 |
| Total loans | 322,687,000 | 379,193,000 | 438,689,000 | 444,928,000 |
| Allowance for loan losses | 2,756,000 | 3,408,000 | 3,803,000 | 4,192,000 |
| Securities available for sale | 53,656,000 | 51,542,000 | 51,135,000 | 43,722,000 |
| Securities held to maturity | 2,722,000 | 2,496,000 | 1,456,000 | 1,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,263,000 | 355,803,000 | 387,655,000 | 457,996,000 |
| Interest-bearing deposits | 282,542,000 | 307,494,000 | 334,363,000 | 389,643,000 |
| Noninterest-bearing deposits | 51,721,000 | 48,309,000 | 53,292,000 | 68,353,000 |
| Equity capital | 45,369,000 | 46,225,000 | 54,341,000 | 64,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,186,000 | 14,892,000 | 23,639,000 | 32,780,000 |
| Interest expense | 1,855,000 | 3,612,000 | 5,859,000 | 8,228,000 |
| Net interest income | 5,331,000 | 11,280,000 | 17,780,000 | 24,552,000 |
| Noninterest income | 2,135,000 | 4,183,000 | 6,504,000 | 9,020,000 |
| Noninterest expense | 5,321,000 | 10,628,000 | 16,453,000 | 22,380,000 |
| Provision for loan losses | 370,000 | 1,371,000 | 2,121,000 | 2,976,000 |
| Pretax income | 1,775,000 | 3,530,000 | 5,776,000 | 8,282,000 |
| Income tax | 0 | -18,000 | -18,000 | -18,000 |
| Net income | 1,775,000 | 3,548,000 | 5,794,000 | 8,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,580,000 | 37,804,000 | 45,128,000 | 55,683,000 |
| Total capital | 40,336,000 | 41,212,000 | 48,931,000 | 59,875,000 |
| Risk-weighted assets | 348,383,000 | 409,996,000 | 475,932,000 | 482,925,000 |