Call reports 2026
TERRABANK, NATIONAL ASSOCIATION — 2026
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 869,333,000 | 897,724,000 |
| Total loans | 571,843,000 | 605,216,000 |
| Allowance for loan losses | 7,892,000 | 8,198,000 |
| Securities available for sale | 189,640,000 | 170,193,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 762,515,000 | 791,389,000 |
| Interest-bearing deposits | 309,969,000 | 316,897,000 |
| Noninterest-bearing deposits | 452,546,000 | 474,492,000 |
| Equity capital | 76,539,000 | 78,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,106,000 | 18,697,000 |
| Interest expense | 1,956,000 | 3,950,000 |
| Net interest income | 7,150,000 | 14,747,000 |
| Noninterest income | 1,738,000 | 3,313,000 |
| Noninterest expense | 6,574,000 | 13,264,000 |
| Provision for loan losses | 262,000 | 572,000 |
| Pretax income | 1,951,000 | 4,213,000 |
| Income tax | 502,000 | 1,097,000 |
| Net income | 1,449,000 | 3,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 85,005,000 | 86,263,000 |
| Total capital | 91,941,000 | 93,572,000 |
| Risk-weighted assets | 553,666,000 | 583,681,000 |