Call reports 2022
TERRABANK, NATIONAL ASSOCIATION — 2022
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 656,532,000 | 664,648,000 | 682,982,000 | 705,339,000 |
| Total loans | 336,104,000 | 358,945,000 | 384,988,000 | 416,774,000 |
| Allowance for loan losses | 4,068,000 | 4,204,000 | 4,409,000 | 4,638,000 |
| Securities available for sale | 240,863,000 | 241,188,000 | 235,595,000 | 231,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,234,000 | 620,233,000 | 634,642,000 | 612,050,000 |
| Interest-bearing deposits | 225,237,000 | 237,713,000 | 226,746,000 | 200,074,000 |
| Noninterest-bearing deposits | 391,997,000 | 382,520,000 | 407,896,000 | 411,976,000 |
| Equity capital | 32,612,000 | 37,651,000 | 39,650,000 | 40,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,096,000 | 8,464,000 | 13,224,000 | 18,530,000 |
| Interest expense | 122,000 | 220,000 | 309,000 | 753,000 |
| Net interest income | 3,974,000 | 8,244,000 | 12,915,000 | 17,777,000 |
| Noninterest income | 945,000 | 2,026,000 | 3,243,000 | 4,420,000 |
| Noninterest expense | 4,178,000 | 8,239,000 | 12,166,000 | 16,273,000 |
| Provision for loan losses | 249,000 | 385,000 | 590,000 | 820,000 |
| Pretax income | 467,000 | 1,603,000 | 3,338,000 | 5,041,000 |
| Income tax | 107,000 | 377,000 | 933,000 | 1,314,000 |
| Net income | 360,000 | 1,226,000 | 2,405,000 | 3,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,459,000 | 56,139,000 | 62,122,000 | 63,214,000 |
| Total capital | 48,568,000 | 60,512,000 | 66,600,000 | 67,970,000 |
| Risk-weighted assets | 347,321,000 | 368,278,000 | 389,732,000 | 412,462,000 |