Call reports 2021
TERRABANK, NATIONAL ASSOCIATION — 2021
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 594,239,000 | 602,329,000 | 626,666,000 | 624,968,000 |
| Total loans | 292,418,000 | 294,557,000 | 310,716,000 | 326,242,000 |
| Allowance for loan losses | 3,451,000 | 3,504,000 | 3,601,000 | 3,821,000 |
| Securities available for sale | 237,075,000 | 275,169,000 | 280,062,000 | 252,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,040,000 | 557,881,000 | 581,525,000 | 579,734,000 |
| Interest-bearing deposits | 209,674,000 | 205,599,000 | 209,568,000 | 219,104,000 |
| Noninterest-bearing deposits | 341,366,000 | 352,282,000 | 371,957,000 | 360,630,000 |
| Equity capital | 42,054,000 | 42,950,000 | 43,527,000 | 41,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,924,000 | 7,918,000 | 11,918,000 | 16,032,000 |
| Interest expense | 213,000 | 405,000 | 584,000 | 748,000 |
| Net interest income | 3,711,000 | 7,513,000 | 11,334,000 | 15,284,000 |
| Noninterest income | 791,000 | 1,642,000 | 2,494,000 | 3,375,000 |
| Noninterest expense | 3,853,000 | 7,618,000 | 11,310,000 | 15,246,000 |
| Provision for loan losses | 68,000 | 120,000 | 298,000 | 506,000 |
| Pretax income | 577,000 | 1,414,000 | 2,320,000 | 2,997,000 |
| Income tax | 134,000 | 323,000 | 549,000 | 650,000 |
| Net income | 443,000 | 1,091,000 | 1,771,000 | 2,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,196,000 | 42,843,000 | 43,524,000 | 44,100,000 |
| Total capital | 45,655,000 | 46,381,000 | 47,161,000 | 47,958,000 |
| Risk-weighted assets | 294,952,000 | 300,168,000 | 314,488,000 | 324,215,000 |