Call reports 2020
TERRABANK, NATIONAL ASSOCIATION — 2020
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 479,123,000 | 510,638,000 | 504,004,000 | 564,774,000 |
| Total loans | 286,143,000 | 301,901,000 | 300,810,000 | 307,241,000 |
| Allowance for loan losses | 3,315,000 | 3,275,000 | 3,396,000 | 3,393,000 |
| Securities available for sale | 131,301,000 | 163,740,000 | 163,642,000 | 185,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,413,000 | 465,824,000 | 459,533,000 | 519,186,000 |
| Interest-bearing deposits | 202,730,000 | 214,785,000 | 200,801,000 | 197,629,000 |
| Noninterest-bearing deposits | 231,683,000 | 251,039,000 | 258,732,000 | 321,557,000 |
| Equity capital | 41,989,000 | 42,403,000 | 42,872,000 | 44,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,143,000 | 8,156,000 | 12,179,000 | 16,110,000 |
| Interest expense | 505,000 | 893,000 | 1,198,000 | 1,445,000 |
| Net interest income | 3,638,000 | 7,263,000 | 10,981,000 | 14,665,000 |
| Noninterest income | 750,000 | 1,355,000 | 2,055,000 | 3,617,000 |
| Noninterest expense | 3,692,000 | 7,162,000 | 10,972,000 | 14,633,000 |
| Provision for loan losses | 278,000 | 494,000 | 624,000 | 725,000 |
| Pretax income | 440,000 | 987,000 | 1,466,000 | 2,949,000 |
| Income tax | 100,000 | 196,000 | 305,000 | 472,000 |
| Net income | 340,000 | 791,000 | 1,161,000 | 2,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,617,000 | 40,066,000 | 40,437,000 | 41,753,000 |
| Total capital | 42,938,000 | 43,347,000 | 43,839,000 | 45,154,000 |
| Risk-weighted assets | 276,237,000 | 282,945,000 | 282,091,000 | 296,340,000 |