Call reports 2019
TERRABANK, NATIONAL ASSOCIATION — 2019
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 392,195,000 | 414,759,000 | 425,213,000 | 449,809,000 |
| Total loans | 268,471,000 | 279,951,000 | 285,033,000 | 298,153,000 |
| Allowance for loan losses | 2,940,000 | 3,036,000 | 3,033,000 | 3,083,000 |
| Securities available for sale | 101,272,000 | 99,265,000 | 97,892,000 | 107,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,390,000 | 375,010,000 | 384,133,000 | 408,208,000 |
| Interest-bearing deposits | 185,602,000 | 191,223,000 | 202,799,000 | 204,984,000 |
| Noninterest-bearing deposits | 168,788,000 | 183,787,000 | 181,334,000 | 203,224,000 |
| Equity capital | 36,296,000 | 37,820,000 | 38,922,000 | 39,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,784,000 | 7,679,000 | 11,713,000 | 15,818,000 |
| Interest expense | 441,000 | 989,000 | 1,570,000 | 2,130,000 |
| Net interest income | 3,343,000 | 6,690,000 | 10,143,000 | 13,688,000 |
| Noninterest income | 728,000 | 1,432,000 | 2,153,000 | 2,904,000 |
| Noninterest expense | 3,600,000 | 6,843,000 | 10,162,000 | 13,210,000 |
| Provision for loan losses | 25,000 | 124,000 | 124,000 | 177,000 |
| Pretax income | 362,000 | 1,071,000 | 1,933,000 | 3,695,000 |
| Income tax | 78,000 | 235,000 | 439,000 | 816,000 |
| Net income | 284,000 | 836,000 | 1,494,000 | 2,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,886,000 | 37,478,000 | 38,457,000 | 39,276,000 |
| Total capital | 39,832,000 | 40,520,000 | 41,496,000 | 42,365,000 |
| Risk-weighted assets | 265,879,000 | 274,133,000 | 276,640,000 | 283,671,000 |