Call reports 2018
TERRABANK, NATIONAL ASSOCIATION — 2018
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 405,887,000 | 400,923,000 | 395,965,000 | 392,533,000 |
| Total loans | 259,683,000 | 255,596,000 | 262,798,000 | 264,436,000 |
| Allowance for loan losses | 2,848,000 | 2,871,000 | 2,909,000 | 2,926,000 |
| Securities available for sale | 98,621,000 | 110,865,000 | 112,813,000 | 101,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,939,000 | 363,575,000 | 358,349,000 | 355,480,000 |
| Interest-bearing deposits | 199,844,000 | 196,465,000 | 184,425,000 | 178,265,000 |
| Noninterest-bearing deposits | 169,095,000 | 167,110,000 | 173,924,000 | 177,215,000 |
| Equity capital | 33,613,000 | 33,826,000 | 33,939,000 | 35,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,388,000 | 6,906,000 | 10,639,000 | 14,441,000 |
| Interest expense | 345,000 | 681,000 | 1,032,000 | 1,450,000 |
| Net interest income | 3,043,000 | 6,225,000 | 9,607,000 | 12,991,000 |
| Noninterest income | 763,000 | 1,471,000 | 2,104,000 | 2,877,000 |
| Noninterest expense | 3,101,000 | 6,379,000 | 9,745,000 | 13,036,000 |
| Provision for loan losses | 0 | 22,000 | 67,000 | 103,000 |
| Pretax income | 705,000 | 1,295,000 | 1,898,000 | 2,684,000 |
| Income tax | 149,000 | 318,000 | 462,000 | 631,000 |
| Net income | 556,000 | 977,000 | 1,436,000 | 2,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,281,000 | 35,722,000 | 36,150,000 | 36,541,000 |
| Total capital | 38,141,000 | 38,599,000 | 39,065,000 | 39,473,000 |
| Risk-weighted assets | 262,103,000 | 260,144,000 | 265,055,000 | 263,440,000 |