Call reports 2017
TERRABANK, NATIONAL ASSOCIATION — 2017
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 369,073,000 | 390,129,000 | 385,590,000 | 377,500,000 |
| Total loans | 255,890,000 | 252,313,000 | 254,982,000 | 261,629,000 |
| Allowance for loan losses | 2,753,000 | 2,764,000 | 2,864,000 | 2,848,000 |
| Securities available for sale | 84,043,000 | 98,408,000 | 98,302,000 | 91,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,367,000 | 350,635,000 | 338,384,000 | 338,375,000 |
| Interest-bearing deposits | 205,905,000 | 210,301,000 | 199,653,000 | 191,330,000 |
| Noninterest-bearing deposits | 124,462,000 | 140,334,000 | 138,731,000 | 147,045,000 |
| Equity capital | 33,044,000 | 33,915,000 | 34,083,000 | 33,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,189,000 | 6,535,000 | 9,992,000 | 13,472,000 |
| Interest expense | 387,000 | 788,000 | 1,174,000 | 1,546,000 |
| Net interest income | 2,802,000 | 5,747,000 | 8,818,000 | 11,926,000 |
| Noninterest income | 995,000 | 1,663,000 | 2,380,000 | 3,034,000 |
| Noninterest expense | 3,016,000 | 6,037,000 | 9,444,000 | 12,456,000 |
| Provision for loan losses | 0 | 0 | 0 | -5,000 |
| Pretax income | 781,000 | 1,373,000 | 1,757,000 | 2,516,000 |
| Income tax | 256,000 | 443,000 | 553,000 | 1,149,000 |
| Net income | 525,000 | 930,000 | 1,204,000 | 1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,674,000 | 34,122,000 | 34,403,000 | 34,692,000 |
| Total capital | 36,434,000 | 36,893,000 | 37,274,000 | 37,552,000 |
| Risk-weighted assets | 262,745,000 | 266,363,000 | 261,084,000 | 265,460,000 |