Call reports 2014
TERRABANK, NATIONAL ASSOCIATION — 2014
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 277,014,000 | 277,635,000 | 283,564,000 | 279,800,000 |
| Total loans | 186,161,000 | 199,229,000 | 196,025,000 | 208,307,000 |
| Allowance for loan losses | 2,546,000 | 2,660,000 | 2,571,000 | 2,672,000 |
| Securities available for sale | 73,720,000 | 66,116,000 | 71,758,000 | 61,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,326,000 | 241,594,000 | 247,005,000 | 242,725,000 |
| Interest-bearing deposits | 179,132,000 | 177,344,000 | 173,985,000 | 166,810,000 |
| Noninterest-bearing deposits | 62,194,000 | 64,250,000 | 73,020,000 | 75,915,000 |
| Equity capital | 28,692,000 | 29,000,000 | 29,183,000 | 29,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,598,000 | 5,312,000 | 8,088,000 | 10,870,000 |
| Interest expense | 331,000 | 664,000 | 984,000 | 1,287,000 |
| Net interest income | 2,267,000 | 4,648,000 | 7,104,000 | 9,583,000 |
| Noninterest income | 447,000 | 774,000 | 1,166,000 | 1,576,000 |
| Noninterest expense | 2,422,000 | 4,821,000 | 7,343,000 | 9,574,000 |
| Provision for loan losses | 0 | 105,000 | 8,000 | 102,000 |
| Pretax income | 348,000 | 590,000 | 1,045,000 | 1,755,000 |
| Income tax | 130,000 | 235,000 | 413,000 | 646,000 |
| Net income | 218,000 | 355,000 | 632,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,380,000 | 28,630,000 | 28,906,000 | 29,320,000 |
| Total capital | 30,774,000 | 31,137,000 | 31,393,000 | 31,941,000 |
| Risk-weighted assets | 191,378,000 | 200,409,000 | 198,788,000 | 209,581,000 |