Call reports 2013
TERRABANK, NATIONAL ASSOCIATION — 2013
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 267,014,000 | 267,263,000 | 273,667,000 | 269,082,000 |
| Total loans | 170,824,000 | 177,816,000 | 179,466,000 | 179,417,000 |
| Allowance for loan losses | 2,490,000 | 2,506,000 | 2,517,000 | 2,537,000 |
| Securities available for sale | 78,238,000 | 70,516,000 | 75,461,000 | 68,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,855,000 | 232,794,000 | 238,660,000 | 233,782,000 |
| Interest-bearing deposits | 181,665,000 | 179,745,000 | 176,054,000 | 172,216,000 |
| Noninterest-bearing deposits | 50,190,000 | 53,049,000 | 62,606,000 | 61,566,000 |
| Equity capital | 27,785,000 | 27,294,000 | 27,491,000 | 28,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,719,000 | 5,348,000 | 7,957,000 | 10,611,000 |
| Interest expense | 442,000 | 861,000 | 1,258,000 | 1,617,000 |
| Net interest income | 2,277,000 | 4,487,000 | 6,699,000 | 8,994,000 |
| Noninterest income | 265,000 | 528,000 | 1,066,000 | 1,415,000 |
| Noninterest expense | 2,376,000 | 4,590,000 | 6,901,000 | 9,665,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 166,000 | 497,000 | 936,000 | 869,000 |
| Income tax | 32,000 | 129,000 | 273,000 | -814,000 |
| Net income | 134,000 | 368,000 | 663,000 | 1,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,051,000 | 27,267,000 | 27,419,000 | 28,009,000 |
| Total capital | 29,308,000 | 29,555,000 | 29,755,000 | 30,294,000 |
| Risk-weighted assets | 180,345,000 | 182,828,000 | 186,725,000 | 182,533,000 |