Call reports 2012
TERRABANK, NATIONAL ASSOCIATION — 2012
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 270,065,000 | 274,318,000 | 277,878,000 | 268,345,000 |
| Total loans | 170,307,000 | 182,250,000 | 181,963,000 | 175,480,000 |
| Allowance for loan losses | 2,527,000 | 2,616,000 | 2,500,000 | 2,469,000 |
| Securities available for sale | 80,729,000 | 69,438,000 | 78,139,000 | 79,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,056,000 | 247,056,000 | 249,689,000 | 239,529,000 |
| Interest-bearing deposits | 206,549,000 | 208,344,000 | 202,102,000 | 189,491,000 |
| Noninterest-bearing deposits | 36,507,000 | 38,712,000 | 47,587,000 | 50,038,000 |
| Equity capital | 25,951,000 | 26,027,000 | 26,746,000 | 27,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,888,000 | 5,650,000 | 8,556,000 | 11,467,000 |
| Interest expense | 628,000 | 1,220,000 | 1,780,000 | 2,297,000 |
| Net interest income | 2,260,000 | 4,430,000 | 6,776,000 | 9,170,000 |
| Noninterest income | 270,000 | 659,000 | 960,000 | 1,538,000 |
| Noninterest expense | 2,473,000 | 4,849,000 | 7,185,000 | 9,378,000 |
| Provision for loan losses | 0 | 265,000 | 265,000 | 265,000 |
| Pretax income | 286,000 | 371,000 | 693,000 | 1,475,000 |
| Income tax | 0 | 15,000 | 15,000 | 33,000 |
| Net income | 286,000 | 356,000 | 678,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,388,000 | 25,267,000 | 25,764,000 | 26,525,000 |
| Total capital | 27,592,000 | 27,561,000 | 28,145,000 | 28,809,000 |
| Risk-weighted assets | 175,873,000 | 183,193,000 | 190,315,000 | 182,543,000 |