Call reports 2011
TERRABANK, NATIONAL ASSOCIATION — 2011
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 259,930,000 | 255,922,000 | 272,384,000 | 274,165,000 |
| Total loans | 159,717,000 | 165,747,000 | 171,132,000 | 169,620,000 |
| Allowance for loan losses | 2,496,000 | 2,614,000 | 2,510,000 | 2,514,000 |
| Securities available for sale | 86,385,000 | 82,346,000 | 89,317,000 | 88,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,401,000 | 230,129,000 | 246,029,000 | 247,923,000 |
| Interest-bearing deposits | 201,526,000 | 198,454,000 | 204,763,000 | 202,469,000 |
| Noninterest-bearing deposits | 32,875,000 | 31,675,000 | 41,266,000 | 45,454,000 |
| Equity capital | 24,449,000 | 25,150,000 | 25,698,000 | 25,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,945,000 | 5,872,000 | 8,865,000 | 11,701,000 |
| Interest expense | 805,000 | 1,561,000 | 2,290,000 | 2,951,000 |
| Net interest income | 2,140,000 | 4,311,000 | 6,575,000 | 8,750,000 |
| Noninterest income | 279,000 | 539,000 | 795,000 | 1,043,000 |
| Noninterest expense | 2,998,000 | 5,343,000 | 7,752,000 | 10,484,000 |
| Provision for loan losses | 162,000 | 330,000 | 454,000 | 576,000 |
| Pretax income | 101,000 | 354,000 | 980,000 | 865,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | 101,000 | 354,000 | 980,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,299,000 | 24,472,000 | 24,177,000 | 24,299,000 |
| Total capital | 26,392,000 | 26,584,000 | 26,366,000 | 26,481,000 |
| Risk-weighted assets | 167,010,000 | 168,469,000 | 174,811,000 | 174,238,000 |