Call reports 2010
TERRABANK, NATIONAL ASSOCIATION — 2010
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 257,311,000 | 252,323,000 | 267,124,000 | 259,725,000 |
| Total loans | 113,035,000 | 130,589,000 | 137,149,000 | 148,886,000 |
| Allowance for loan losses | 2,082,000 | 2,182,000 | 2,174,000 | 2,157,000 |
| Securities available for sale | 120,563,000 | 98,708,000 | 103,210,000 | 90,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,854,000 | 223,732,000 | 238,287,000 | 233,336,000 |
| Interest-bearing deposits | 197,628,000 | 194,166,000 | 206,278,000 | 201,427,000 |
| Noninterest-bearing deposits | 31,226,000 | 29,566,000 | 32,009,000 | 31,909,000 |
| Equity capital | 25,505,000 | 25,594,000 | 25,563,000 | 24,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,788,000 | 5,670,000 | 8,526,000 | 11,607,000 |
| Interest expense | 1,063,000 | 2,020,000 | 2,929,000 | 3,791,000 |
| Net interest income | 1,725,000 | 3,650,000 | 5,597,000 | 7,816,000 |
| Noninterest income | 264,000 | 529,000 | 837,000 | 1,133,000 |
| Noninterest expense | 2,289,000 | 4,736,000 | 7,736,000 | 10,615,000 |
| Provision for loan losses | 48,000 | 145,000 | 145,000 | 145,000 |
| Pretax income | -63,000 | 3,000 | -72,000 | 105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -63,000 | 3,000 | -72,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,057,000 | 23,790,000 | 23,937,000 | 24,050,000 |
| Total capital | 25,688,000 | 25,589,000 | 25,892,000 | 26,045,000 |
| Risk-weighted assets | 129,996,000 | 143,517,000 | 156,170,000 | 159,397,000 |