Call reports 2009
TERRABANK, NATIONAL ASSOCIATION — 2009
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 270,926,000 | 270,040,000 | 273,557,000 | 265,163,000 |
| Total loans | 80,341,000 | 86,965,000 | 96,511,000 | 112,757,000 |
| Allowance for loan losses | 1,603,000 | 1,433,000 | 1,666,000 | 2,245,000 |
| Securities available for sale | 151,256,000 | 165,328,000 | 149,429,000 | 133,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,293,000 | 230,080,000 | 235,353,000 | 237,592,000 |
| Interest-bearing deposits | 185,541,000 | 199,573,000 | 202,596,000 | 204,082,000 |
| Noninterest-bearing deposits | 28,752,000 | 30,507,000 | 32,757,000 | 33,510,000 |
| Equity capital | 25,938,000 | 24,160,000 | 25,120,000 | 24,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,883,000 | 5,634,000 | 8,508,000 | 11,684,000 |
| Interest expense | 1,555,000 | 3,077,000 | 4,444,000 | 5,677,000 |
| Net interest income | 1,328,000 | 2,557,000 | 4,064,000 | 6,007,000 |
| Noninterest income | 253,000 | 495,000 | 750,000 | 982,000 |
| Noninterest expense | 2,421,000 | 4,896,000 | 7,233,000 | 9,569,000 |
| Provision for loan losses | 0 | 399,000 | 641,000 | 1,399,000 |
| Pretax income | -768,000 | -1,510,000 | -2,302,000 | -2,762,000 |
| Income tax | 0 | 0 | 0 | -633,000 |
| Net income | -768,000 | -1,510,000 | -2,302,000 | -2,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,384,000 | 23,541,000 | 23,241,000 | 23,859,000 |
| Total capital | 25,778,000 | 25,011,000 | 24,770,000 | 25,563,000 |
| Risk-weighted assets | 111,202,000 | 117,556,000 | 122,167,000 | 135,732,000 |