Call reports 2002
TERRABANK, NATIONAL ASSOCIATION — 2002
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 194,995,000 | 220,843,000 | 243,948,000 | 251,493,000 |
| Total loans | 152,568,000 | 169,298,000 | 193,908,000 | 208,289,000 |
| Allowance for loan losses | 1,824,000 | 2,027,000 | 2,318,000 | 2,594,000 |
| Securities available for sale | 26,906,000 | 23,155,000 | 30,417,000 | 26,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,240,000 | 193,388,000 | 215,740,000 | 217,562,000 |
| Interest-bearing deposits | 122,957,000 | 149,084,000 | 159,607,000 | 169,380,000 |
| Noninterest-bearing deposits | 40,283,000 | 44,304,000 | 56,133,000 | 48,182,000 |
| Equity capital | 18,776,000 | 19,555,000 | 20,347,000 | 21,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,116,000 | 6,386,000 | 10,062,000 | 13,998,000 |
| Interest expense | 900,000 | 1,771,000 | 2,803,000 | 3,884,000 |
| Net interest income | 2,216,000 | 4,615,000 | 7,259,000 | 10,114,000 |
| Noninterest income | 735,000 | 1,497,000 | 2,247,000 | 3,015,000 |
| Noninterest expense | 1,823,000 | 3,665,000 | 5,587,000 | 7,582,000 |
| Provision for loan losses | 115,000 | 360,000 | 656,000 | 1,016,000 |
| Pretax income | 1,013,000 | 2,087,000 | 3,277,000 | 4,545,000 |
| Income tax | 375,000 | 750,000 | 1,228,000 | 1,660,000 |
| Net income | 638,000 | 1,337,000 | 2,049,000 | 2,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,465,000 | 19,164,000 | 19,876,000 | 20,712,000 |
| Total capital | 20,047,000 | 20,905,000 | 22,000,000 | 22,988,000 |
| Risk-weighted assets | 126,304,000 | 138,995,000 | 169,700,000 | 181,797,000 |