Call reports 2001
TERRABANK, NATIONAL ASSOCIATION — 2001
What TERRABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 167,287,000 | 175,818,000 | 193,414,000 | 196,127,000 |
| Total loans | 118,336,000 | 123,540,000 | 133,575,000 | 144,951,000 |
| Allowance for loan losses | 1,414,000 | 1,482,000 | 1,610,000 | 1,741,000 |
| Securities available for sale | 23,602,000 | 30,036,000 | 26,409,000 | 27,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,242,000 | 154,789,000 | 163,389,000 | 161,432,000 |
| Interest-bearing deposits | 116,689,000 | 120,336,000 | 123,686,000 | 124,129,000 |
| Noninterest-bearing deposits | 30,553,000 | 34,453,000 | 39,703,000 | 37,303,000 |
| Equity capital | 16,203,000 | 16,877,000 | 17,724,000 | 18,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,377,000 | 6,954,000 | 10,479,000 | 13,757,000 |
| Interest expense | 1,531,000 | 3,013,000 | 4,362,000 | 5,497,000 |
| Net interest income | 1,846,000 | 3,941,000 | 6,117,000 | 8,260,000 |
| Noninterest income | 620,000 | 1,202,000 | 1,826,000 | 2,578,000 |
| Noninterest expense | 1,485,000 | 3,031,000 | 4,645,000 | 6,361,000 |
| Provision for loan losses | 224,000 | 434,000 | 562,000 | 766,000 |
| Pretax income | 757,000 | 1,678,000 | 2,736,000 | 3,738,000 |
| Income tax | 313,000 | 673,000 | 1,068,000 | 1,417,000 |
| Net income | 444,000 | 1,005,000 | 1,668,000 | 2,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,950,000 | 16,511,000 | 17,174,000 | 17,827,000 |
| Total capital | 17,364,000 | 17,993,000 | 18,784,000 | 19,471,000 |
| Risk-weighted assets | 113,902,000 | 121,099,000 | 130,300,000 | 131,394,000 |