Call reports 2006
PRAIRIE BANK AND TRUST COMPANY — 2006
What PRAIRIE BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 580,044,000 | 574,842,000 | 550,733,000 | 558,364,000 |
| Total loans | 440,451,000 | 433,891,000 | 424,282,000 | 436,979,000 |
| Allowance for loan losses | 5,260,000 | 5,573,000 | 5,915,000 | 6,071,000 |
| Securities available for sale | 83,085,000 | 110,689,000 | 103,454,000 | 92,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,237,000 | 511,103,000 | 459,812,000 | 479,486,000 |
| Interest-bearing deposits | 472,775,000 | 469,150,000 | 418,591,000 | 443,655,000 |
| Noninterest-bearing deposits | 44,461,000 | 41,953,000 | 41,221,000 | 35,830,000 |
| Equity capital | 46,303,000 | 45,745,000 | 49,817,000 | 51,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,174,000 | 21,484,000 | 32,736,000 | 43,917,000 |
| Interest expense | 4,399,000 | 9,594,000 | 14,856,000 | 20,286,000 |
| Net interest income | 5,775,000 | 11,890,000 | 17,880,000 | 23,631,000 |
| Noninterest income | 521,000 | 1,062,000 | 1,596,000 | 2,086,000 |
| Noninterest expense | 2,906,000 | 5,984,000 | 8,982,000 | 12,010,000 |
| Provision for loan losses | 490,000 | 835,000 | 1,180,000 | 1,475,000 |
| Pretax income | 2,906,000 | 6,143,000 | 9,350,000 | 12,385,000 |
| Income tax | 44,000 | 93,000 | 143,000 | 187,000 |
| Net income | 2,862,000 | 6,050,000 | 9,207,000 | 12,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,262,000 | 48,251,000 | 50,343,000 | 51,945,000 |
| Total capital | 52,522,000 | 53,824,000 | 56,163,000 | 57,882,000 |
| Risk-weighted assets | 481,667,000 | 480,314,000 | 465,541,000 | 474,848,000 |