Call reports 2005
PRAIRIE BANK AND TRUST COMPANY — 2005
What PRAIRIE BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 468,901,000 | 464,427,000 | 524,097,000 | 532,795,000 |
| Total loans | 359,388,000 | 381,931,000 | 394,985,000 | 415,570,000 |
| Allowance for loan losses | 3,915,000 | 4,254,000 | 4,460,000 | 5,028,000 |
| Securities available for sale | 73,742,000 | 60,632,000 | 64,820,000 | 80,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,976,000 | 413,601,000 | 471,853,000 | 478,047,000 |
| Interest-bearing deposits | 379,463,000 | 371,926,000 | 431,658,000 | 438,312,000 |
| Noninterest-bearing deposits | 42,513,000 | 41,675,000 | 40,195,000 | 39,735,000 |
| Equity capital | 37,478,000 | 40,595,000 | 41,897,000 | 43,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,092,000 | 14,940,000 | 23,531,000 | 33,205,000 |
| Interest expense | 2,616,000 | 5,538,000 | 9,034,000 | 13,232,000 |
| Net interest income | 4,476,000 | 9,402,000 | 14,497,000 | 19,973,000 |
| Noninterest income | 451,000 | 924,000 | 1,512,000 | 2,095,000 |
| Noninterest expense | 2,570,000 | 5,200,000 | 7,959,000 | 10,741,000 |
| Provision for loan losses | 285,000 | 643,000 | 1,054,000 | 1,679,000 |
| Pretax income | 2,111,000 | 4,559,000 | 7,090,000 | 9,742,000 |
| Income tax | 32,000 | 69,000 | 108,000 | 147,000 |
| Net income | 2,079,000 | 4,490,000 | 6,982,000 | 9,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,691,000 | 40,371,000 | 41,873,000 | 44,400,000 |
| Total capital | 41,606,000 | 44,625,000 | 46,333,000 | 49,428,000 |
| Risk-weighted assets | 394,825,000 | 415,578,000 | 432,744,000 | 454,077,000 |