Call reports 2004
PRAIRIE BANK AND TRUST COMPANY — 2004
What PRAIRIE BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 364,688,000 | 380,438,000 | 407,811,000 | 436,720,000 |
| Total loans | 279,161,000 | 300,299,000 | 316,004,000 | 343,237,000 |
| Allowance for loan losses | 3,072,000 | 3,251,000 | 3,459,000 | 3,667,000 |
| Securities available for sale | 48,279,000 | 53,871,000 | 68,611,000 | 73,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,659,000 | 326,014,000 | 361,949,000 | 383,459,000 |
| Interest-bearing deposits | 288,839,000 | 289,082,000 | 326,270,000 | 345,299,000 |
| Noninterest-bearing deposits | 33,820,000 | 36,932,000 | 35,679,000 | 38,160,000 |
| Equity capital | 30,576,000 | 30,621,000 | 33,693,000 | 35,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,072,000 | 10,417,000 | 16,296,000 | 22,855,000 |
| Interest expense | 1,687,000 | 3,406,000 | 5,387,000 | 7,710,000 |
| Net interest income | 3,385,000 | 7,011,000 | 10,909,000 | 15,145,000 |
| Noninterest income | 426,000 | 899,000 | 1,382,000 | 1,867,000 |
| Noninterest expense | 2,093,000 | 4,257,000 | 6,584,000 | 9,005,000 |
| Provision for loan losses | 255,000 | 510,000 | 705,000 | 955,000 |
| Pretax income | 1,627,000 | 3,307,000 | 5,218,000 | 7,344,000 |
| Income tax | 27,000 | 53,000 | 80,000 | 122,000 |
| Net income | 1,600,000 | 3,254,000 | 5,138,000 | 7,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,081,000 | 30,249,000 | 32,689,000 | 35,112,000 |
| Total capital | 32,153,000 | 33,500,000 | 36,148,000 | 38,779,000 |
| Risk-weighted assets | 305,009,000 | 328,081,000 | 348,771,000 | 375,232,000 |