Call reports 2003
PRAIRIE BANK AND TRUST COMPANY — 2003
What PRAIRIE BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 327,192,000 | 327,639,000 | 325,694,000 | 339,060,000 |
| Total loans | 220,483,000 | 232,004,000 | 244,492,000 | 265,726,000 |
| Allowance for loan losses | 2,481,000 | 2,651,000 | 2,826,000 | 2,864,000 |
| Securities available for sale | 64,128,000 | 67,439,000 | 52,890,000 | 49,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,590,000 | 289,550,000 | 281,885,000 | 289,561,000 |
| Interest-bearing deposits | 259,916,000 | 257,638,000 | 248,135,000 | 255,179,000 |
| Noninterest-bearing deposits | 30,674,000 | 31,912,000 | 33,750,000 | 34,382,000 |
| Equity capital | 24,908,000 | 25,998,000 | 26,011,000 | 28,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,457,000 | 9,130,000 | 13,850,000 | 18,852,000 |
| Interest expense | 1,830,000 | 3,590,000 | 5,202,000 | 6,775,000 |
| Net interest income | 2,627,000 | 5,540,000 | 8,648,000 | 12,077,000 |
| Noninterest income | 366,000 | 781,000 | 1,138,000 | 1,690,000 |
| Noninterest expense | 1,969,000 | 3,923,000 | 5,946,000 | 7,975,000 |
| Provision for loan losses | 295,000 | 605,000 | 835,000 | 1,205,000 |
| Pretax income | 818,000 | 2,219,000 | 3,539,000 | 5,144,000 |
| Income tax | -10,000 | 2,000 | 19,000 | 50,000 |
| Net income | 828,000 | 2,217,000 | 3,520,000 | 5,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,066,000 | 24,102,000 | 25,037,000 | 26,981,000 |
| Total capital | 25,547,000 | 26,753,000 | 27,863,000 | 29,845,000 |
| Risk-weighted assets | 251,202,000 | 262,203,000 | 271,264,000 | 291,241,000 |