Call reports 2002
PRAIRIE BANK AND TRUST COMPANY — 2002
What PRAIRIE BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 289,482,000 | 297,355,000 | 305,152,000 | 299,679,000 |
| Total loans | 175,649,000 | 189,946,000 | 192,772,000 | 212,007,000 |
| Allowance for loan losses | 1,845,000 | 1,997,000 | 2,240,000 | 2,264,000 |
| Securities available for sale | 77,624,000 | 87,903,000 | 78,541,000 | 62,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,922,000 | 249,404,000 | 259,953,000 | 246,210,000 |
| Interest-bearing deposits | 222,922,000 | 219,442,000 | 232,379,000 | 216,409,000 |
| Noninterest-bearing deposits | 24,000,000 | 29,962,000 | 27,574,000 | 29,801,000 |
| Equity capital | 19,109,000 | 22,416,000 | 23,682,000 | 24,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,086,000 | 8,542,000 | 13,040,000 | 17,454,000 |
| Interest expense | 1,879,000 | 3,814,000 | 5,771,000 | 7,748,000 |
| Net interest income | 2,207,000 | 4,728,000 | 7,269,000 | 9,706,000 |
| Noninterest income | 334,000 | 723,000 | 1,078,000 | 1,496,000 |
| Noninterest expense | 1,583,000 | 3,152,000 | 4,962,000 | 6,833,000 |
| Provision for loan losses | 180,000 | 385,000 | 710,000 | 1,197,000 |
| Pretax income | 777,000 | 2,027,000 | 3,181,000 | 3,917,000 |
| Income tax | 12,000 | 24,000 | 40,000 | 70,000 |
| Net income | 765,000 | 2,003,000 | 3,141,000 | 3,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,112,000 | 20,333,000 | 20,877,000 | 22,237,000 |
| Total capital | 20,957,000 | 22,330,000 | 23,117,000 | 24,501,000 |
| Risk-weighted assets | 202,465,000 | 216,983,000 | 222,813,000 | 241,047,000 |