Call reports 2026
ESB FINANCIAL — 2026
What ESB FINANCIAL reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 392,688,000 | 381,298,000 |
| Total loans | 265,550,000 | 271,915,000 |
| Allowance for loan losses | 2,544,000 | 2,638,000 |
| Securities available for sale | 54,529,000 | 51,803,000 |
| Securities held to maturity | 31,391,000 | 29,905,000 |
| Trading assets | 0 | 0 |
| Total deposits | 343,371,000 | 335,938,000 |
| Interest-bearing deposits | 262,738,000 | 261,368,000 |
| Noninterest-bearing deposits | 80,633,000 | 74,570,000 |
| Equity capital | 30,780,000 | 32,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,013,000 | 10,256,000 |
| Interest expense | 1,642,000 | 3,319,000 |
| Net interest income | 3,371,000 | 6,937,000 |
| Noninterest income | 846,000 | 1,678,000 |
| Noninterest expense | 2,592,000 | 5,116,000 |
| Provision for loan losses | 45,000 | 119,000 |
| Pretax income | 1,577,000 | 3,388,000 |
| Income tax | 46,000 | 128,000 |
| Net income | 1,531,000 | 3,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,210,000 | 35,414,000 |
| Total capital | 36,839,000 | 38,127,000 |
| Risk-weighted assets | 285,082,000 | 284,624,000 |