Call reports 2022
ESB FINANCIAL — 2022
What ESB FINANCIAL reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 358,554,000 | 354,141,000 | 351,331,000 | 339,162,000 |
| Total loans | 187,395,000 | 197,674,000 | 193,445,000 | 202,493,000 |
| Allowance for loan losses | 2,581,000 | 2,582,000 | 2,561,000 | 2,571,000 |
| Securities available for sale | 70,374,000 | 67,062,000 | 62,035,000 | 58,594,000 |
| Securities held to maturity | 22,633,000 | 30,491,000 | 42,164,000 | 48,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,707,000 | 327,317,000 | 326,151,000 | 311,835,000 |
| Interest-bearing deposits | 234,468,000 | 233,779,000 | 217,244,000 | 207,853,000 |
| Noninterest-bearing deposits | 93,238,000 | 93,538,000 | 108,908,000 | 103,982,000 |
| Equity capital | 23,299,000 | 22,237,000 | 20,545,000 | 22,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,300,000 | 4,840,000 | 7,687,000 | 10,881,000 |
| Interest expense | 401,000 | 879,000 | 1,452,000 | 2,091,000 |
| Net interest income | 1,899,000 | 3,961,000 | 6,235,000 | 8,790,000 |
| Noninterest income | 701,000 | 1,410,000 | 2,322,000 | 3,001,000 |
| Noninterest expense | 1,971,000 | 4,149,000 | 6,320,000 | 8,850,000 |
| Provision for loan losses | 8,000 | 16,000 | 25,000 | 33,000 |
| Pretax income | 621,000 | 1,207,000 | 2,215,000 | 2,609,000 |
| Income tax | 12,000 | 28,000 | 68,000 | 109,000 |
| Net income | 609,000 | 1,179,000 | 2,147,000 | 2,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,680,000 | 28,145,000 | 29,008,000 | 29,256,000 |
| Total capital | 30,261,000 | 30,727,000 | 31,569,000 | 31,827,000 |
| Risk-weighted assets | 214,267,000 | 228,641,000 | 227,814,000 | 228,706,000 |