Call reports 2021
ESB FINANCIAL — 2021
What ESB FINANCIAL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 336,839,000 | 338,883,000 | 340,601,000 | 357,639,000 |
| Total loans | 175,027,000 | 175,980,000 | 174,895,000 | 183,345,000 |
| Allowance for loan losses | 2,617,000 | 2,612,000 | 2,607,000 | 2,594,000 |
| Securities available for sale | 51,975,000 | 56,713,000 | 68,755,000 | 78,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,186,000 | 303,973,000 | 305,488,000 | 323,052,000 |
| Interest-bearing deposits | 219,283,000 | 222,891,000 | 222,168,000 | 233,196,000 |
| Noninterest-bearing deposits | 82,903,000 | 81,082,000 | 83,320,000 | 89,857,000 |
| Equity capital | 26,936,000 | 27,187,000 | 27,390,000 | 26,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,630,000 | 6,978,000 | 9,237,000 |
| Interest expense | 402,000 | 814,000 | 1,220,000 | 1,611,000 |
| Net interest income | 1,938,000 | 3,816,000 | 5,758,000 | 7,626,000 |
| Noninterest income | 852,000 | 1,532,000 | 2,175,000 | 2,896,000 |
| Noninterest expense | 1,979,000 | 4,042,000 | 6,129,000 | 8,605,000 |
| Provision for loan losses | 111,000 | 118,000 | 124,000 | 131,000 |
| Pretax income | 700,000 | 1,190,000 | 1,684,000 | 1,791,000 |
| Income tax | 31,000 | 61,000 | 91,000 | 81,000 |
| Net income | 669,000 | 1,129,000 | 1,593,000 | 1,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,530,000 | 26,863,000 | 27,199,000 | 27,188,000 |
| Total capital | 29,147,000 | 29,399,000 | 29,806,000 | 29,782,000 |
| Risk-weighted assets | 214,416,000 | 202,654,000 | 217,597,000 | 212,075,000 |