Call reports 2017
ESB FINANCIAL — 2017
What ESB FINANCIAL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 226,428,000 | 224,803,000 | 220,645,000 | 222,813,000 |
| Total loans | 149,612,000 | 157,008,000 | 151,016,000 | 154,337,000 |
| Allowance for loan losses | 1,685,000 | 1,755,000 | 1,784,000 | 1,789,000 |
| Securities available for sale | 48,638,000 | 48,774,000 | 47,376,000 | 46,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,681,000 | 183,901,000 | 182,207,000 | 183,719,000 |
| Interest-bearing deposits | 146,249,000 | 142,345,000 | 139,041,000 | 141,680,000 |
| Noninterest-bearing deposits | 42,433,000 | 41,557,000 | 43,166,000 | 42,039,000 |
| Equity capital | 21,732,000 | 22,458,000 | 22,821,000 | 22,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,940,000 | 3,983,000 | 5,994,000 | 8,056,000 |
| Interest expense | 246,000 | 512,000 | 775,000 | 1,042,000 |
| Net interest income | 1,694,000 | 3,471,000 | 5,219,000 | 7,014,000 |
| Noninterest income | 598,000 | 1,127,000 | 1,659,000 | 2,011,000 |
| Noninterest expense | 1,672,000 | 3,313,000 | 4,859,000 | 6,893,000 |
| Provision for loan losses | 84,000 | 168,000 | 252,000 | 366,000 |
| Pretax income | 536,000 | 1,119,000 | 1,769,000 | 1,764,000 |
| Income tax | 26,000 | 52,000 | 75,000 | 67,000 |
| Net income | 510,000 | 1,067,000 | 1,694,000 | 1,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,779,000 | 22,157,000 | 22,604,000 | 22,426,000 |
| Total capital | 23,464,000 | 23,912,000 | 24,388,000 | 24,215,000 |
| Risk-weighted assets | 177,267,000 | 184,886,000 | 179,869,000 | 184,842,000 |