Call report 2004Q4
ESB FINANCIAL — 2004Q4
The 22 measures ESB FINANCIAL reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,858,000 | USD | evidence → |
| Total loans | 50,332,000 | USD | evidence → |
| Allowance for loan losses | 671,000 | USD | evidence → |
| Securities available for sale | 44,113,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,127,000 | USD | evidence → |
| Interest-bearing deposits | 77,925,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,203,000 | USD | evidence → |
| Equity capital | 12,243,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,110,000 | USD | evidence → |
| Interest expense | 1,214,000 | USD | evidence → |
| Net interest income | 3,896,000 | USD | evidence → |
| Noninterest income | 1,036,000 | USD | evidence → |
| Noninterest expense | 3,860,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 1,066,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 1,031,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,125,000 | USD | evidence → |
| Total capital | 12,796,000 | USD | evidence → |
| Risk-weighted assets | 59,633,000 | USD | evidence → |