Call reports 2001
ESB FINANCIAL — 2001
What ESB FINANCIAL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 99,261,000 | 100,309,000 | 99,636,000 | 101,049,000 |
| Total loans | 61,829,000 | 63,512,000 | 62,903,000 | 62,049,000 |
| Allowance for loan losses | 622,000 | 635,000 | 638,000 | 640,000 |
| Securities available for sale | 27,742,000 | 25,895,000 | 24,250,000 | 22,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,576,000 | 82,398,000 | 81,771,000 | 82,339,000 |
| Interest-bearing deposits | 74,957,000 | 63,023,000 | 72,075,000 | 71,521,000 |
| Noninterest-bearing deposits | 10,619,000 | 19,375,000 | 9,696,000 | 10,818,000 |
| Equity capital | 12,484,000 | 12,619,000 | 13,020,000 | 12,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,665,000 | 5,413,000 | 7,030,000 |
| Interest expense | 813,000 | 1,541,000 | 2,255,000 | 2,863,000 |
| Net interest income | 1,040,000 | 2,124,000 | 3,158,000 | 4,167,000 |
| Noninterest income | 287,000 | 570,000 | 840,000 | 1,132,000 |
| Noninterest expense | 886,000 | 1,814,000 | 2,698,000 | 3,675,000 |
| Provision for loan losses | 25,000 | 40,000 | 55,000 | 70,000 |
| Pretax income | 419,000 | 843,000 | 1,248,000 | 1,553,000 |
| Income tax | 19,000 | 37,000 | 58,000 | 78,000 |
| Net income | 400,000 | 806,000 | 1,190,000 | 1,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,813,000 | 11,905,000 | 11,971,000 | 11,971,000 |
| Total capital | 12,435,000 | 12,540,000 | 12,609,000 | 12,611,000 |
| Risk-weighted assets | 62,883,000 | 64,646,000 | 65,675,000 | 62,520,000 |