Call reports 2001
WNB BANK — 2001
What WNB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 250,888,000 | 283,812,000 | 290,694,000 | 286,025,000 |
| Total loans | 196,632,000 | 198,538,000 | 208,188,000 | 204,628,000 |
| Allowance for loan losses | 2,327,000 | 2,423,000 | 2,398,000 | 2,414,000 |
| Securities available for sale | 30,630,000 | 62,250,000 | 60,224,000 | 56,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,306,000 | 217,238,000 | 216,594,000 | 217,325,000 |
| Interest-bearing deposits | 182,077,000 | 182,285,000 | 183,878,000 | 181,673,000 |
| Noninterest-bearing deposits | 33,229,000 | 34,953,000 | 32,716,000 | 35,652,000 |
| Equity capital | 27,901,000 | 28,205,000 | 29,086,000 | 28,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,847,000 | 9,675,000 | 14,949,000 | 20,132,000 |
| Interest expense | 2,045,000 | 3,971,000 | 6,190,000 | 8,260,000 |
| Net interest income | 2,802,000 | 5,704,000 | 8,759,000 | 11,872,000 |
| Noninterest income | 698,000 | 1,240,000 | 1,815,000 | 2,371,000 |
| Noninterest expense | 2,032,000 | 3,969,000 | 5,882,000 | 7,798,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,393,000 | 2,825,000 | 4,467,000 | 6,145,000 |
| Income tax | 400,000 | 801,000 | 1,194,000 | 1,600,000 |
| Net income | 993,000 | 2,024,000 | 3,273,000 | 4,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,737,000 | 27,959,000 | 28,420,000 | 27,954,000 |
| Total capital | 30,064,000 | 30,336,000 | 30,819,000 | 30,368,000 |
| Risk-weighted assets | 187,391,000 | 190,085,000 | 198,978,000 | 196,234,000 |