Call reports 2025
FOUNDATION BANK — 2025
What FOUNDATION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 211,406,000 | 210,389,000 | 210,638,000 | 214,065,000 |
| Total loans | 113,407,000 | 114,904,000 | 115,058,000 | 113,703,000 |
| Allowance for loan losses | 2,946,000 | 2,632,000 | 2,818,000 | 2,833,000 |
| Securities available for sale | 28,465,000 | 27,714,000 | 24,532,000 | 23,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,456,000 | 178,678,000 | 177,634,000 | 181,125,000 |
| Interest-bearing deposits | 125,659,000 | 123,358,000 | 122,850,000 | 125,115,000 |
| Noninterest-bearing deposits | 55,797,000 | 55,320,000 | 54,784,000 | 56,010,000 |
| Equity capital | 27,097,000 | 28,452,000 | 29,874,000 | 29,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,871,000 | 7,808,000 | 11,718,000 | 15,626,000 |
| Interest expense | 651,000 | 1,296,000 | 1,940,000 | 2,571,000 |
| Net interest income | 3,220,000 | 6,512,000 | 9,778,000 | 13,055,000 |
| Noninterest income | 528,000 | 1,140,000 | 1,996,000 | 2,604,000 |
| Noninterest expense | 2,318,000 | 4,539,000 | 6,931,000 | 9,606,000 |
| Provision for loan losses | 38,000 | 75,000 | 120,000 | 157,000 |
| Pretax income | 1,392,000 | 3,038,000 | 4,723,000 | 5,896,000 |
| Income tax | 374,000 | 792,000 | 1,237,000 | 1,539,000 |
| Net income | 1,018,000 | 2,246,000 | 3,486,000 | 4,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,853,000 | 29,081,000 | 30,321,000 | 29,692,000 |