Call reports 2022
FOUNDATION BANK — 2022
What FOUNDATION BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 194,711,000 | 192,552,000 | 185,468,000 | 187,721,000 |
| Total loans | 87,345,000 | 96,596,000 | 99,097,000 | 105,621,000 |
| Allowance for loan losses | 2,169,000 | 2,311,000 | 2,340,000 | 2,729,000 |
| Securities available for sale | 50,347,000 | 50,276,000 | 46,916,000 | 47,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,556,000 | 171,176,000 | 163,627,000 | 166,562,000 |
| Interest-bearing deposits | 113,074,000 | 111,048,000 | 107,044,000 | 108,935,000 |
| Noninterest-bearing deposits | 60,482,000 | 60,128,000 | 56,583,000 | 57,627,000 |
| Equity capital | 19,103,000 | 19,614,000 | 20,058,000 | 19,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,737,000 | 5,607,000 | 8,624,000 | 11,794,000 |
| Interest expense | 91,000 | 177,000 | 265,000 | 406,000 |
| Net interest income | 2,646,000 | 5,430,000 | 8,359,000 | 11,388,000 |
| Noninterest income | 1,003,000 | 2,075,000 | 2,965,000 | 3,730,000 |
| Noninterest expense | 2,005,000 | 4,008,000 | 6,022,000 | 8,652,000 |
| Provision for loan losses | 23,000 | 230,000 | 343,000 | 787,000 |
| Pretax income | 1,621,000 | 3,267,000 | 4,959,000 | 5,679,000 |
| Income tax | 332,000 | 811,000 | 1,273,000 | 1,371,000 |
| Net income | 1,289,000 | 2,456,000 | 3,686,000 | 4,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,645,000 | 21,812,000 | 23,042,000 | 21,664,000 |