Call reports 2019
FOUNDATION BANK — 2019
What FOUNDATION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,260,000 | 131,142,000 | 129,547,000 | 132,194,000 |
| Total loans | 75,340,000 | 73,863,000 | 70,490,000 | 72,035,000 |
| Allowance for loan losses | 1,741,000 | 1,710,000 | 1,708,000 | 1,748,000 |
| Securities available for sale | 18,451,000 | 14,723,000 | 12,891,000 | 13,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,920,000 | 111,265,000 | 108,568,000 | 112,891,000 |
| Interest-bearing deposits | 78,078,000 | 77,566,000 | 75,293,000 | 79,784,000 |
| Noninterest-bearing deposits | 32,842,000 | 33,699,000 | 33,275,000 | 33,107,000 |
| Equity capital | 18,170,000 | 18,967,000 | 19,689,000 | 18,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,121,000 | 4,340,000 | 6,573,000 | 8,814,000 |
| Interest expense | 142,000 | 300,000 | 471,000 | 653,000 |
| Net interest income | 1,979,000 | 4,040,000 | 6,102,000 | 8,161,000 |
| Noninterest income | 669,000 | 1,366,000 | 1,963,000 | 2,582,000 |
| Noninterest expense | 1,668,000 | 3,406,000 | 5,082,000 | 6,968,000 |
| Provision for loan losses | 18,000 | 36,000 | 58,000 | 161,000 |
| Pretax income | 962,000 | 1,963,000 | 2,924,000 | 3,613,000 |
| Income tax | 254,000 | 504,000 | 747,000 | 912,000 |
| Net income | 708,000 | 1,459,000 | 2,177,000 | 2,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,201,000 | 18,952,000 | 19,670,000 | 18,094,000 |
| Total capital | 19,185,000 | 19,921,000 | 20,591,000 | 19,048,000 |
| Risk-weighted assets | 78,029,000 | 76,801,000 | 72,912,000 | 75,584,000 |