Call reports 2018
FOUNDATION BANK — 2018
What FOUNDATION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,347,000 | 130,429,000 | 128,674,000 | 128,798,000 |
| Total loans | 68,478,000 | 70,745,000 | 74,868,000 | 75,044,000 |
| Allowance for loan losses | 1,685,000 | 1,691,000 | 1,742,000 | 1,772,000 |
| Securities available for sale | 25,846,000 | 21,713,000 | 20,740,000 | 19,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,538,000 | 110,966,000 | 107,926,000 | 110,027,000 |
| Interest-bearing deposits | 80,680,000 | 77,410,000 | 75,070,000 | 76,741,000 |
| Noninterest-bearing deposits | 32,858,000 | 33,556,000 | 32,856,000 | 33,286,000 |
| Equity capital | 17,581,000 | 18,437,000 | 18,992,000 | 17,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,988,000 | 6,019,000 | 8,087,000 |
| Interest expense | 83,000 | 173,000 | 276,000 | 401,000 |
| Net interest income | 1,886,000 | 3,815,000 | 5,743,000 | 7,686,000 |
| Noninterest income | 803,000 | 1,683,000 | 2,267,000 | 2,925,000 |
| Noninterest expense | 1,383,000 | 2,999,000 | 4,643,000 | 6,742,000 |
| Provision for loan losses | 18,000 | 86,000 | 154,000 | 222,000 |
| Pretax income | 1,288,000 | 2,413,000 | 3,212,000 | 3,646,000 |
| Income tax | 177,000 | 489,000 | 701,000 | 781,000 |
| Net income | 1,111,000 | 1,924,000 | 2,511,000 | 2,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,739,000 | 18,552,000 | 19,139,000 | 17,493,000 |
| Total capital | 18,673,000 | 19,502,000 | 20,107,000 | 18,473,000 |
| Risk-weighted assets | 73,969,000 | 75,328,000 | 76,729,000 | 77,674,000 |