Call reports 2017
FOUNDATION BANK — 2017
What FOUNDATION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 130,608,000 | 131,475,000 | 129,096,000 | 130,509,000 |
| Total loans | 59,570,000 | 63,186,000 | 66,068,000 | 67,543,000 |
| Allowance for loan losses | 1,676,000 | 1,731,000 | 1,734,000 | 1,726,000 |
| Securities available for sale | 26,014,000 | 25,284,000 | 24,756,000 | 23,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,529,000 | 112,782,000 | 109,421,000 | 112,746,000 |
| Interest-bearing deposits | 80,575,000 | 80,908,000 | 77,987,000 | 79,068,000 |
| Noninterest-bearing deposits | 31,954,000 | 31,874,000 | 31,434,000 | 33,678,000 |
| Equity capital | 17,423,000 | 17,837,000 | 18,311,000 | 16,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,447,000 | 5,286,000 | 7,172,000 |
| Interest expense | 86,000 | 172,000 | 258,000 | 343,000 |
| Net interest income | 1,617,000 | 3,275,000 | 5,028,000 | 6,829,000 |
| Noninterest income | 531,000 | 1,049,000 | 1,704,000 | 2,418,000 |
| Noninterest expense | 1,519,000 | 3,082,000 | 4,665,000 | 6,350,000 |
| Provision for loan losses | 10,000 | 72,000 | 121,000 | 195,000 |
| Pretax income | 619,000 | 1,170,000 | 1,946,000 | 2,702,000 |
| Income tax | 268,000 | 458,000 | 766,000 | 1,197,000 |
| Net income | 351,000 | 712,000 | 1,180,000 | 1,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,474,000 | 17,835,000 | 18,303,000 | 16,628,000 |
| Total capital | 18,305,000 | 18,705,000 | 19,201,000 | 17,544,000 |
| Risk-weighted assets | 65,690,000 | 68,754,000 | 71,006,000 | 72,530,000 |