Call reports 2016
FOUNDATION BANK — 2016
What FOUNDATION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 127,277,000 | 128,476,000 | 128,210,000 | 126,611,000 |
| Total loans | 58,874,000 | 60,552,000 | 60,984,000 | 60,859,000 |
| Allowance for loan losses | 1,556,000 | 1,557,000 | 1,474,000 | 1,696,000 |
| Securities available for sale | 19,745,000 | 20,223,000 | 20,413,000 | 21,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,292,000 | 107,230,000 | 106,494,000 | 108,605,000 |
| Interest-bearing deposits | 79,652,000 | 78,186,000 | 76,987,000 | 77,559,000 |
| Noninterest-bearing deposits | 29,640,000 | 29,044,000 | 29,507,000 | 31,046,000 |
| Equity capital | 17,293,000 | 20,407,000 | 20,711,000 | 17,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,594,000 | 3,182,000 | 4,815,000 | 6,425,000 |
| Interest expense | 90,000 | 179,000 | 270,000 | 357,000 |
| Net interest income | 1,504,000 | 3,003,000 | 4,545,000 | 6,068,000 |
| Noninterest income | 492,000 | 5,542,000 | 6,031,000 | 6,734,000 |
| Noninterest expense | 1,477,000 | 3,013,000 | 4,541,000 | 7,264,000 |
| Provision for loan losses | 15,000 | 25,000 | 90,000 | 368,000 |
| Pretax income | 504,000 | 5,507,000 | 5,945,000 | 5,170,000 |
| Income tax | 47,000 | 1,941,000 | 2,050,000 | 1,841,000 |
| Net income | 457,000 | 3,566,000 | 3,895,000 | 3,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,952,000 | 20,359,000 | 20,689,000 | 17,123,000 |
| Total capital | 17,756,000 | 21,157,000 | 21,497,000 | 17,952,000 |
| Risk-weighted assets | 63,238,000 | 63,080,000 | 64,041,000 | 65,473,000 |