Call reports 2015
FOUNDATION BANK — 2015
What FOUNDATION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 125,384,000 | 125,188,000 | 122,057,000 | 126,570,000 |
| Total loans | 50,776,000 | 52,617,000 | 55,843,000 | 57,525,000 |
| Allowance for loan losses | 1,447,000 | 1,262,000 | 1,474,000 | 1,552,000 |
| Securities available for sale | 21,567,000 | 22,738,000 | 21,368,000 | 20,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,535,000 | 106,177,000 | 102,735,000 | 109,268,000 |
| Interest-bearing deposits | 79,025,000 | 78,877,000 | 76,965,000 | 79,826,000 |
| Noninterest-bearing deposits | 27,510,000 | 27,300,000 | 25,770,000 | 29,442,000 |
| Equity capital | 17,872,000 | 18,213,000 | 18,455,000 | 16,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,458,000 | 2,919,000 | 4,470,000 | 6,040,000 |
| Interest expense | 91,000 | 183,000 | 277,000 | 371,000 |
| Net interest income | 1,367,000 | 2,736,000 | 4,193,000 | 5,669,000 |
| Noninterest income | 1,149,000 | 1,729,000 | 2,258,000 | 2,757,000 |
| Noninterest expense | 1,187,000 | 2,482,000 | 3,935,000 | 5,477,000 |
| Provision for loan losses | 15,000 | 30,000 | 271,000 | 441,000 |
| Pretax income | 1,314,000 | 1,953,000 | 2,245,000 | 2,508,000 |
| Income tax | 491,000 | 718,000 | 786,000 | 986,000 |
| Net income | 823,000 | 1,235,000 | 1,459,000 | 1,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,656,000 | 18,065,000 | 18,337,000 | 16,522,000 |
| Total capital | 18,348,000 | 18,814,000 | 19,107,000 | 17,315,000 |
| Risk-weighted assets | 54,799,000 | 59,265,000 | 60,827,000 | 62,376,000 |