Call reports 2013
FOUNDATION BANK — 2013
What FOUNDATION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,894,000 | 120,928,000 | 119,971,000 | 119,726,000 |
| Total loans | 49,391,000 | 48,855,000 | 48,348,000 | 48,887,000 |
| Allowance for loan losses | 1,579,000 | 1,560,000 | 1,553,000 | 1,535,000 |
| Securities available for sale | 14,447,000 | 16,780,000 | 19,762,000 | 18,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,584,000 | 104,467,000 | 103,530,000 | 103,859,000 |
| Interest-bearing deposits | 77,525,000 | 75,713,000 | 74,327,000 | 75,057,000 |
| Noninterest-bearing deposits | 27,059,000 | 28,754,000 | 29,203,000 | 28,802,000 |
| Equity capital | 15,334,000 | 15,681,000 | 15,849,000 | 15,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,708,000 | 3,829,000 | 5,201,000 |
| Interest expense | 111,000 | 217,000 | 315,000 | 412,000 |
| Net interest income | 1,238,000 | 2,491,000 | 3,514,000 | 4,789,000 |
| Noninterest income | 781,000 | 1,686,000 | 2,303,000 | 2,924,000 |
| Noninterest expense | 1,260,000 | 2,565,000 | 3,971,000 | 5,613,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 744,000 | 1,582,000 | 1,801,000 | 2,039,000 |
| Income tax | 290,000 | 596,000 | 660,000 | 721,000 |
| Net income | 454,000 | 986,000 | 1,141,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,285,000 | 15,817,000 | 15,972,000 | 15,208,000 |
| Total capital | 16,003,000 | 16,543,000 | 16,709,000 | 15,946,000 |
| Risk-weighted assets | 56,621,000 | 57,259,000 | 58,126,000 | 58,267,000 |