Call reports 2012
FOUNDATION BANK — 2012
What FOUNDATION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 116,762,000 | 116,367,000 | 119,388,000 | 118,407,000 |
| Total loans | 53,523,000 | 54,304,000 | 52,087,000 | 50,070,000 |
| Allowance for loan losses | 1,637,000 | 1,666,000 | 1,666,000 | 1,591,000 |
| Securities available for sale | 5,742,000 | 8,305,000 | 9,743,000 | 11,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,285,000 | 99,517,000 | 101,894,000 | 102,603,000 |
| Interest-bearing deposits | 78,118,000 | 77,572,000 | 78,572,000 | 75,073,000 |
| Noninterest-bearing deposits | 22,167,000 | 21,945,000 | 23,322,000 | 27,530,000 |
| Equity capital | 15,781,000 | 16,119,000 | 16,507,000 | 14,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,464,000 | 2,934,000 | 4,389,000 | 5,777,000 |
| Interest expense | 142,000 | 278,000 | 409,000 | 534,000 |
| Net interest income | 1,322,000 | 2,656,000 | 3,980,000 | 5,243,000 |
| Noninterest income | 442,000 | 898,000 | 1,528,000 | 2,346,000 |
| Noninterest expense | 1,349,000 | 2,593,000 | 3,934,000 | 5,410,000 |
| Provision for loan losses | 65,000 | 80,000 | 97,000 | 112,000 |
| Pretax income | 350,000 | 881,000 | 1,477,000 | 2,066,000 |
| Income tax | 146,000 | 342,000 | 550,000 | 751,000 |
| Net income | 204,000 | 539,000 | 927,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,720,000 | 16,056,000 | 16,443,000 | 14,831,000 |
| Total capital | 16,454,000 | 16,806,000 | 17,190,000 | 15,548,000 |
| Risk-weighted assets | 57,806,000 | 59,095,000 | 58,807,000 | 56,494,000 |