Call reports 2011
FOUNDATION BANK — 2011
What FOUNDATION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 118,919,000 | 114,860,000 | 118,109,000 | 117,622,000 |
| Total loans | 53,914,000 | 57,180,000 | 56,914,000 | 54,825,000 |
| Allowance for loan losses | 1,530,000 | 1,586,000 | 1,633,000 | 1,530,000 |
| Securities available for sale | 1,659,000 | 1,560,000 | 1,842,000 | 3,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,570,000 | 99,162,000 | 101,650,000 | 101,199,000 |
| Interest-bearing deposits | 79,293,000 | 75,557,000 | 79,163,000 | 77,385,000 |
| Noninterest-bearing deposits | 24,277,000 | 23,605,000 | 22,487,000 | 23,814,000 |
| Equity capital | 14,556,000 | 14,880,000 | 15,651,000 | 15,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,978,000 | 4,510,000 | 5,997,000 |
| Interest expense | 179,000 | 352,000 | 517,000 | 672,000 |
| Net interest income | 1,275,000 | 2,626,000 | 3,993,000 | 5,325,000 |
| Noninterest income | 519,000 | 1,124,000 | 1,634,000 | 2,176,000 |
| Noninterest expense | 1,258,000 | 2,645,000 | 4,017,000 | 5,311,000 |
| Provision for loan losses | 60,000 | 127,000 | 192,000 | 361,000 |
| Pretax income | 476,000 | 978,000 | 1,418,000 | 1,829,000 |
| Income tax | 201,000 | 391,000 | 557,000 | 691,000 |
| Net income | 275,000 | 587,000 | 861,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,531,000 | 14,842,000 | 15,589,000 | 15,866,000 |
| Total capital | 15,239,000 | 15,587,000 | 16,328,000 | 16,605,000 |
| Risk-weighted assets | 55,833,000 | 58,795,000 | 58,248,000 | 58,347,000 |