Call reports 2010
FOUNDATION BANK — 2010
What FOUNDATION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 110,537,000 | 113,030,000 | 114,669,000 | 114,656,000 |
| Total loans | 55,374,000 | 56,503,000 | 55,772,000 | 54,853,000 |
| Allowance for loan losses | 1,589,000 | 1,640,000 | 1,594,000 | 1,505,000 |
| Securities available for sale | 728,000 | 664,000 | 661,000 | 6,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,469,000 | 97,878,000 | 99,098,000 | 99,731,000 |
| Interest-bearing deposits | 76,988,000 | 75,108,000 | 75,483,000 | 75,596,000 |
| Noninterest-bearing deposits | 18,481,000 | 22,770,000 | 23,615,000 | 24,135,000 |
| Equity capital | 14,279,000 | 14,377,000 | 14,707,000 | 14,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,567,000 | 3,194,000 | 4,788,000 | 6,439,000 |
| Interest expense | 240,000 | 459,000 | 672,000 | 866,000 |
| Net interest income | 1,327,000 | 2,735,000 | 4,116,000 | 5,573,000 |
| Noninterest income | 855,000 | 1,376,000 | 1,973,000 | 2,525,000 |
| Noninterest expense | 1,194,000 | 2,558,000 | 3,949,000 | 5,530,000 |
| Provision for loan losses | 84,000 | 165,000 | 224,000 | 69,000 |
| Pretax income | 904,000 | 1,388,000 | 1,916,000 | 2,499,000 |
| Income tax | 346,000 | 531,000 | 734,000 | 949,000 |
| Net income | 558,000 | 857,000 | 1,182,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,264,000 | 14,363,000 | 14,688,000 | 14,256,000 |
| Total capital | 14,974,000 | 15,087,000 | 15,396,000 | 14,961,000 |
| Risk-weighted assets | 55,959,000 | 57,016,000 | 55,715,000 | 55,606,000 |