Call reports 2006
FOUNDATION BANK — 2006
What FOUNDATION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,638,000 | 85,947,000 | 84,836,000 | 83,365,000 |
| Total loans | 42,420,000 | 43,582,000 | 42,631,000 | 42,434,000 |
| Allowance for loan losses | 1,315,000 | 1,221,000 | 1,188,000 | 1,154,000 |
| Securities available for sale | 6,764,000 | 4,758,000 | 4,656,000 | 23,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,549,000 | 75,740,000 | 73,871,000 | 72,668,000 |
| Interest-bearing deposits | 61,842,000 | 62,620,000 | 61,329,000 | 59,084,000 |
| Noninterest-bearing deposits | 12,707,000 | 13,120,000 | 12,542,000 | 13,584,000 |
| Equity capital | 9,546,000 | 9,756,000 | 10,250,000 | 10,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,465,000 | 3,030,000 | 4,646,000 | 6,314,000 |
| Interest expense | 410,000 | 871,000 | 1,359,000 | 1,860,000 |
| Net interest income | 1,055,000 | 2,159,000 | 3,287,000 | 4,454,000 |
| Noninterest income | 412,000 | 786,000 | 1,422,000 | 1,867,000 |
| Noninterest expense | 905,000 | 1,913,000 | 2,873,000 | 4,298,000 |
| Provision for loan losses | 21,000 | 33,000 | 37,000 | 37,000 |
| Pretax income | 541,000 | 999,000 | 1,799,000 | 1,986,000 |
| Income tax | 185,000 | 361,000 | 656,000 | 701,000 |
| Net income | 356,000 | 638,000 | 1,143,000 | 1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,489,000 | 9,718,000 | 10,208,000 | 10,351,000 |
| Total capital | 10,066,000 | 10,314,000 | 10,784,000 | 10,880,000 |
| Risk-weighted assets | 45,415,000 | 47,075,000 | 45,439,000 | 41,729,000 |