Call reports 2001
FOUNDATION BANK — 2001
What FOUNDATION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,814,000 | 82,750,000 | 84,829,000 | 85,737,000 |
| Total loans | 47,790,000 | 47,465,000 | 46,131,000 | 43,287,000 |
| Allowance for loan losses | 2,531,000 | 2,624,000 | 2,615,000 | 2,620,000 |
| Securities available for sale | 22,036,000 | 23,369,000 | 13,234,000 | 12,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,176,000 | 75,349,000 | 76,831,000 | 77,968,000 |
| Interest-bearing deposits | 63,989,000 | 65,658,000 | 67,376,000 | 67,686,000 |
| Noninterest-bearing deposits | 9,187,000 | 9,691,000 | 9,455,000 | 10,282,000 |
| Equity capital | 6,793,000 | 6,970,000 | 7,365,000 | 7,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,829,000 | 3,588,000 | 5,338,000 | 6,971,000 |
| Interest expense | 809,000 | 1,576,000 | 2,292,000 | 2,927,000 |
| Net interest income | 1,020,000 | 2,012,000 | 3,046,000 | 4,044,000 |
| Noninterest income | 452,000 | 724,000 | 1,109,000 | 1,346,000 |
| Noninterest expense | 741,000 | 1,557,000 | 2,354,000 | 3,229,000 |
| Provision for loan losses | 75,000 | 175,000 | 275,000 | 350,000 |
| Pretax income | 656,000 | 1,004,000 | 1,526,000 | 1,811,000 |
| Income tax | 248,000 | 385,000 | 573,000 | 675,000 |
| Net income | 408,000 | 619,000 | 953,000 | 1,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,515,000 | 6,727,000 | 7,060,000 | 7,243,000 |
| Total capital | 7,158,000 | 7,373,000 | 7,600,000 | 7,765,000 |
| Risk-weighted assets | 49,565,000 | 49,698,000 | 41,097,000 | 39,654,000 |