Call reports 2006
STATE BANK, THE — 2006
What STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 109,901,000 | 105,473,000 |
| Total loans | 59,358,000 | 63,170,000 |
| Allowance for loan losses | 837,000 | 810,000 |
| Securities available for sale | 34,393,000 | 35,196,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 88,968,000 | 82,378,000 |
| Interest-bearing deposits | 74,210,000 | 67,186,000 |
| Noninterest-bearing deposits | 14,758,000 | 15,192,000 |
| Equity capital | 10,354,000 | 8,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 1,584,000 | 3,204,000 |
| Interest expense | 514,000 | 1,038,000 |
| Net interest income | 1,070,000 | 2,166,000 |
| Noninterest income | 177,000 | 693,000 |
| Noninterest expense | 733,000 | 1,619,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 514,000 | 1,240,000 |
| Income tax | 34,000 | 1,135,000 |
| Net income | 480,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 9,447,000 | 7,765,000 |
| Total capital | 10,232,000 | 8,570,000 |
| Risk-weighted assets | 62,722,000 | 64,382,000 |